Commercial Truck Insurance for New Drivers

What type of truck insurance coverage do I need as a new driver?

There are three different types of driver and the needs of each one can differ.

• Company drivers will usually have coverage on their vehicles through the company they work for. Check with your employer to see which insurance, if any, you need to provide before you start driving.
• Owner-Operators under lease with a larger company can expect their carrier to provide liability insurance, but that’s not always the case. You will likely need to carry your own coverage for physical damage, cargo, and bobtail driving. Check with your carrier and your lease agreement to see what kind of coverage you need.
• Owner-Operators under their own authority are responsible for their entirety of their coverage. This includes liability, cargo, bobtail, and physical damage, among others.

What other commercial truck insurance coverage is available for new drivers?

Collision coverage works much in the same way that a traditional non-commercial insurance policy works. You will be protected in the event of an accident for damage to your truck. Comprehensive coverage covers your truck in the event that it’s stolen, vandalized, or damaged due to weather.

Truck Insurance for Young Drivers

Thankfully, once you’re insured, it is possible to reduce your rates with time. By maintaining a clean driving record, attending a good CDL school, or choosing a policy with a higher deductible, you can lower your insurance rates to a more manageable level. Find out how much ######## can save you on your commercial trucking insurance for new drivers by getting a quote online.